Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of the billwise.com.pk website and your interactions with Billwise, operated by Skyscrapers Now LLC.

By accessing or using our website, you agree to these Terms. If you do not agree with these Terms, please do not use the website.

1. About Billwise

Billwise provides medical billing and revenue cycle management (RCM) related services to healthcare providers and organizations.

Information provided on this website is intended for general informational purposes and does not constitute legal, financial, medical, or professional advice.

2. Use of the Website

You agree to use this website only for lawful purposes.

You must not:

• Use the website for fraudulent, unlawful, or unauthorized purposes
• Attempt to gain unauthorized access to the website or its systems
• Interfere with the security or operation of the website
• Introduce malicious code, viruses, or harmful material
• Use automated systems to access the website in a manner that could damage or interfere with its operation
• Submit false, misleading, or fraudulent information
• Use information obtained from the website for unlawful purposes

We reserve the right to restrict or terminate access to the website where we reasonably believe these Terms have been violated.

3. Services

Information about Billwise's services presented on the website is provided for general informational purposes.

Specific services, pricing, scope of work, timelines, responsibilities, and other commercial terms may be established through a separate written agreement between Billwise and a client.

Where a separate written agreement exists, the terms of that agreement will govern the applicable services.

4. Client Information

When you contact us or request our services, you agree to provide information that is accurate and complete to the best of your knowledge.

Clients are responsible for ensuring that information provided to Billwise is accurate and that they have the appropriate authority to provide such information.

5. Healthcare and Patient Information

Because Billwise provides services related to healthcare organizations and medical billing, certain services may involve the processing of information relating to patients or healthcare operations.

Users and clients should not submit protected health information (PHI) through general website contact forms unless Billwise has specifically provided an appropriate secure method for doing so.

Where applicable, the handling of protected health information will be governed by applicable agreements, including a Business Associate Agreement (BAA), and applicable laws and regulations.

6. Intellectual Property

Unless otherwise stated, the content on this website, including text, graphics, logos, designs, images, branding, and other materials, is owned by or licensed to Billwise and is protected by applicable intellectual property laws.

You may not reproduce, modify, distribute, republish, sell, or commercially exploit website content without prior written permission from Billwise.

7. Third-Party Links

Our website may contain links to websites or services operated by third parties.

These links are provided for convenience. Billwise does not control and is not responsible for third-party websites, their content, availability, security, or privacy practices.

Your use of third-party websites is subject to the terms and policies of those third parties.

8. Communications and SMS

When you provide contact information to Billwise, we may contact you regarding your inquiry, requested services, existing business relationship, or other communications relevant to your interaction with us.

Where SMS messaging is used, customers will be asked to provide appropriate consent before receiving SMS messages where consent is required.

SMS Terms

If you opt in to receive SMS messages from Billwise:

• Message frequency may vary.
• Message and data rates may apply.
• You may reply STOP to opt out.
• You may reply HELP for assistance.
• Carriers are not liable for delayed or undelivered messages.

For information about how Billwise handles personal information and SMS opt-in information, please review our Privacy Policy.

9. Disclaimer

The information provided on this website is provided for general informational purposes and is made available on an "as is" and "as available" basis.

While Billwise makes reasonable efforts to keep website information accurate and current, we do not warrant that all information is complete, accurate, current, or free from errors.

Information on the website should not be relied upon as a substitute for professional advice.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Billwise will not be liable for indirect, incidental, consequential, special, or punitive damages arising from or related to your use of, or inability to use, the website.

Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited under applicable law.

11. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Billwise, Skyscrapers Now LLC, and their officers, employees, contractors, and representatives from claims, losses, liabilities, damages, and expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another party's rights.

12. Privacy

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information.

Our Privacy Policy is available here:

https://billwise.com.pk/privacy

13. Changes to These Terms

Billwise may update these Terms from time to time.

Updated Terms will be posted on this page with a revised Effective Date.

Your continued use of the website after changes are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.

14. Governing Law

These Terms will be governed by and interpreted in accordance with applicable law, without regard to conflict-of-law principles.

Any dispute arising from these Terms or your use of the website will be handled in accordance with applicable law and any applicable agreement between Billwise and the relevant party.

15. Contact Us

If you have questions regarding these Terms & Conditions, please contact us: